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Robbie Wills, lobbying for your the Arkansas Consumer Credit Association, said the legislation allows the Legislature to handle pawn shops and paytoown companies, that they said require customers to pay interest on loans higher versus the 17 percent cap in Arkansas."I don't think for a minute this Legislature would vote to increase rates or restore payday lenders," Wills said.But Sen. David Johnson, DLittle Rock, told Woods he clearly sees SB900 like a precursor for legislation in the future."What would you be ready to take place in 2015?" Johnson asked.Woods replied which a concept of rate would be proposed.McDaniel noted <a href="http://www.coatanea.fr/doudoune-moncler-femme-c-3.html" rel="nofollow">doudoune femme moncler</a> a state Supreme court has recently ruled that the Legislature cannot define interest and this voters approved a constitutional amendment this season that set the 17 % cap."The whole idea of these amendment was so the Assembly can't define interest," he stated.Hank Klein, president of Arkansans Against Abusive Payday Lending, also spoke against the bill and said later that in case <a href="http://www.coatanea.fr/doudoune-moncler-homme-c-1.html" rel="nofollow">doudoune moncler homme</a> lawmakers were worried <a href="http://www.coatanea.fr/doudoune-moncler-homme-c-1.html" rel="nofollow">doudoune moncler homme</a> about pawn shops and renttoown businesses, they could passed legislation to handle that issue specifically."They wish to exempt certain things from being called interest and we'll check out the same Supreme Court challenges," Klein said.Klein said renttoown companies are federally regulated and will disclose to consumers what you charge for rentals. He said Wisconsin and On the internet services require such businesses to supply rental loan disclosures, and said Arkansas lawmakers could require those to do this here.For pawn shops, Klein said it costs 240 percent interest annually and disclose that to folks under federal regulations."That is against the law inside our state and no-one has challenged it," he was quoted saying.